4. Accepting Credit Cards Online with Third-party Merchant Accounts

One of the easiest and most popular ways to accepting online payments is by using a third-party merchant account. This is an ideal account for small to medium sized companies that wish to look larger by accepting credit cards without the need of having your own merchant bank account, instead you use the third-parties.

Normally we use paypal, lcickbank, 2checkout to process the online credit card. After you have billed your customers, they will be redirected to a signup form. normally you should setup your customers account within 6 hours. Within the six hours , you need your billing manager to check whether the customer is a real person, or a fraud credit card. We donot recommend reseller to set up their customer web hosting account instantly because fraud customers will destroyed your hosting business. The fraud customers can spam, scam, and steal somebody else's credit card information, or run heavy scripts which occupy too much CPU time.

Billing Manager - A billing manager allows you to offer automated account creation, keep track of payments, as well as all of your clients’ account information. Just because you’re purchasing a reseller account do not assume it comes with a billing manager. The majority of reseller hosting companies use the control panel called, “cpanel/whm.” This control panel does not come with a billing manager so depending on the reseller company you go with they may or may not include a billing manager.

2CheckOut OverviewCost: $50 one-time setup - $0.45 per Transaction and 5.5% of Transaction Amount
 
Provides online shopping cart and highly brandable ordering pages
Payments are sent every month by cheque
Slow support and customer service options such as a toll-free 1-800

Paypal Overview
Cost: Free setup - Receive Funds: 2.2% + $0.30 USD to 2.9% + $0.30 USD

Provides online shopping cart and logo only brandable ordering pages
Payments must be transferred to your bank account
Low end support and customer service options, email support only

Clickbank Overview
$1 + 7.5%

ClickBank offers customers a safe, efficient shopping experience. Our simple checkout offers customers a wide variety of payment options -- a welcome convenience that increases sales. Our friendly customer service guarantees satisfaction even after the sale.

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